| QUINLAN MORTGAGE & FINANCIAL GROUP, INC. values its customers and takes personal privacy seriously. This notice provides details on how we treat the information we collect about our customers, and is pursuant to the Privacy of Consumer Financial Information Act and the Federal Trade Commission’s implementing regulation there under, 16 CFR Part 313. 1. INFORMATION WE MAY COLLECT We collect the following information from our customers: Mortgage Applications accompanied by personal financial information (including but not limited to tax returns, W2 forms, employment history, pay stubs, bank statements, any applicable credit balance information) Credit history information obtained from consumer credit reporting agencies Purchase and Sales Agreements for home purchases Appraisal information applicable to loan requests 2. TYPES OF INFORMATION WE MAY DISCLOSE We may disclose the following information: Information from completed applications or other forms deemed necessary to complete mortgage processing, including but not limited to the customers name, address, date of birth, social security number; employment history and income; assets including bank, money market, and similar account balances; liabilities and income tax information; and Information we receive from third parties, such as credit history and appraised value of residence used as collateral for financing. 3. TO WHOM INFORMATION MAY BE DISCLOSED We do not disclose personal information about our customers to anyone unless allowed by law. We are allowed by law to provide information to: A third party that performs services for us, such as credit reporting agencies, real estate appraisers (appraisers only receive necessary information to perform appraisals, such as applicant’s name, and address of applicable property to be appraised), closing attorney’s; Our affiliated mortgage lenders 4. HOW WE PROTECT INFORMATION We maintain physical, electronic, and procedural safeguards to protect our customers nonpublic personal information. These safeguards comply with applicable laws. We retain all information for as long as required by law or regulation (e.g. seven years). The only employees or agents who have access to consumer information are those who must have it to provide products or services to our customers. We do not sell ANY information to mass marketing or telemarketing companies, or any other third parties. At QUINLAN MORTGAGE & FINANCIAL GROUP, INC., we value our customer relationships. We want you to understand how we use the information you provide to us and our commitment to protecting your personal privacy. If you have any questions about our Privacy Policy, please do not hesitate to contact us at: Toll Free: (877) 325-2902 Or write us at: 3890 Post Rd., Suite 7 Warwick, RI 02886 |
3890 Post Road Suite 7 | Warwick, RI 02886 | Phone: (401) 345-6672 | Toll-Free: (877) 325-2902 | Fax: (401) 884-0233
